Fueling the Growth of Small Businesses
Small and Medium Enterprises are the backbone of Bangladesh's economy — driving employment, GDP growth, and poverty alleviation. At Meghna Finance Ltd, we champion this vital sector by offering collateral-free credit facilities to entrepreneurs whose access to traditional financing is often limited.
Whether you run a trading service, a manufacturing unit, or a cottage industry, our SME Finance Scheme is designed to meet your working capital and expansion needs, helping you build a stronger, more sustainable business.
- Collateral-free credit for eligible entrepreneurs
- Support for trading, manufacturing & cottage industry
- Nationwide reach with flexible financing solutions
SME Loan
The growth of Small and Medium enterprises (SMEs) in terms of size and number has multiple effects on the national economy, specifically on employment generation, GDP growth, and poverty alleviation in Bangladesh. At present, Small & Medium Enterprise sector is playing a vital role in creation of new generation entrepreneurs and 'Entrepreneurs Culture' in the country. Experience shows that borrowers of small enterprise sector prefers collateral free loan since normally they cannot offer high value security to cover the exposure.
To facilitate SME sector of the country, Meghna Finance Ltd provides collateral free credit facilities to the small & medium entrepreneurs across the country whose access to traditional credit facilities are very limited. Meghna Finance Ltd promotes small and medium entrepreneurs trough SME finance Scheme. Trading Service, Manufacturing and Cottage Industry are highly appreciable. We are providing all of your financial needs.
Specialty
| S.N. | Description |
|---|---|
| 1 | Easy to apply. |
| 2 | No hidden cost involved. |
| 3 | No charges before Approval. |
| 4 | We bring fast and quality customer service at your door step. |
| 5 | Helpful environment. |
| 6 | Loan up to Tk. 5,00,000 collateral-free. |
| 7 | Financial flexibility. |
| 8 | No compound interest. |
Terms and conditions (Eligibility)
| S.N. | Description |
|---|---|
| 1 | Entrepreneurs need to have minimum 2 years of experience in the same track of business. |
| 2 | The businessman or woman must have the ongoing concern with minimum operational experience of 02 years. |
| 3 | Sole proprietorship, partnership, Private limited Company. |
| 4 | valid trade license, 01-year Bank Statement. |
| 5 | Two acceptable guarantors. |
| 6 | Advance rental deed agreement or possession deed of shop. |
Loan Size
| S.N. | Description |
|---|---|
| 1 | Any business purpose loan from Tk. 50,000 to Tk. 25,00,000, subject to approval and eligibility. |
| 2 | Loan repayment period: maximum 5 years. |
| 3 | Mode of repayment: equal monthly installments. |
Important Product Details
Rate & Charges
Competitive pricing is offered based on business profile, loan size, and repayment capacity. Processing fees and terms will be shared at the time of application.
Documents
Applicants are generally required to provide trade licence, business proof, bank statements, identity documents, and other supporting papers as requested.
Repayment
Repayment is structured through equal monthly instalments, with early settlement options subject to policy.
Approval Time
Approval time varies according to documentation, business assessment, and credit evaluation.
Why Choose Us
Committed to Your Business Growth
Collateral-Free Credit
Access financing without high-value security, opening doors for entrepreneurs traditionally left out.
Every Sector Welcome
From trading and manufacturing to cottage industries, we tailor financing to your line of business.
Nationwide Support
A dedicated team across our branch network to guide you from application through to disbursement.
Ready to grow your business?
Talk to our SME financing team today and unlock the capital your enterprise needs to thrive.